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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,005 | $185,312-8.8% | $161,489+4.7% | $154,746+9.2% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 15.76% | 103.84%-88.1pp | 89.72%-74.0pp | 172.34%-156.6pp |
| Employer contribution / active EE | $2,417 | $4,769-49.3% | $4,268-43.4% | $4,379-44.8% |
| Participant deferral / active EE | $7,905 | $6,350+24.5% | $5,630+40.4% | $6,730+17.5% |
| Admin fee / account holder | $2,314 | $18,654-87.6% | $16,006-85.5% | $14,365-83.9% |