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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,005 | $181,062-6.7% | $158,223+6.8% | $155,188+8.9% |
| Participation rate | 90.0% | 82.7%+7.3pp | 79.2%+10.8pp | 80.8%+9.2pp |
| Annual return | 15.76% | 57.39%-41.6pp | 52.09%-36.3pp | 148.84%-133.1pp |
| Employer contribution / active EE | $2,417 | $4,565-47.0% | $4,109-41.2% | $4,248-43.1% |
| Participant deferral / active EE | $7,905 | $6,134+28.9% | $5,467+44.6% | $6,531+21.0% |
| Admin fee / account holder | $2,314 | $18,825-87.7% | $16,047-85.6% | $14,480-84.0% |