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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,907 | $32,117+39.8% | $71,086-36.8% | $64,181-30.0% |
| Participation rate | 64.4% | 42.7%+21.7pp | 54.7%+9.8pp | 69.6%-5.2pp |
| Annual return | -4.88% | -5.57%+0.7pp | 650.59%-655.5pp | 7.63%-12.5pp |
| Employer contribution / active EE | $356 | $712-50.0% | $1,088-67.3% | $2,381-85.1% |
| Participant deferral / active EE | $1,945 | $1,263+54.0% | $1,874+3.8% | $3,470-43.9% |
| Admin fee / account holder | $917 | $2,759-66.8% | $3,082-70.3% | $4,887-81.2% |