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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,196 | $35,183+65.4% | $73,550-20.9% | $70,126-17.0% |
| Participation rate | 46.6% | 42.9%+3.6pp | 54.9%-8.4pp | 69.5%-23.0pp |
| Annual return | 15.51% | 26.90%-11.4pp | -15.16%+30.7pp | 73.15%-57.6pp |
| Employer contribution / active EE | $334 | $709-52.9% | $1,219-72.6% | $2,343-85.7% |
| Participant deferral / active EE | $1,668 | $1,220+36.7% | $1,804-7.6% | $3,332-49.9% |
| Admin fee / account holder | $882 | $2,302-61.7% | $2,320-62.0% | $4,645-81.0% |