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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,268 | $162,821-49.5% | $133,978-38.6% | $158,982-48.3% |
| Participation rate | 92.9% | 83.2%+9.6pp | 79.8%+13.0pp | 82.0%+10.9pp |
| Annual return | 4.70% | 41.95%-37.2pp | 45.10%-40.4pp | 302.99%-298.3pp |
| Employer contribution / active EE | $1,234 | $4,976-75.2% | $3,919-68.5% | $4,763-74.1% |
| Participant deferral / active EE | $8,172 | $5,910+38.3% | $5,047+61.9% | $5,983+36.6% |
| Admin fee / account holder | $3,490 | $11,742-70.3% | $8,930-60.9% | $11,252-69.0% |