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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,494 | $152,619-51.8% | $125,195-41.3% | $152,909-51.9% |
| Participation rate | 93.8% | 83.3%+10.4pp | 79.8%+14.0pp | 82.5%+11.3pp |
| Annual return | 5.73% | 54.85%-49.1pp | 43.79%-38.1pp | 345.46%-339.7pp |
| Employer contribution / active EE | $4,542 | $4,947-8.2% | $3,866+17.5% | $4,764-4.7% |
| Participant deferral / active EE | $4,496 | $5,869-23.4% | $4,937-8.9% | $5,851-23.2% |
| Admin fee / account holder | $738 | $13,437-94.5% | $9,704-92.4% | $11,601-93.6% |