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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,699 | $144,130-44.7% | $117,861-32.4% | $147,586-46.0% |
| Participation rate | 92.9% | 83.4%+9.4pp | 79.7%+13.2pp | 82.8%+10.0pp |
| Annual return | 13.41% | 531.20%-517.8pp | 335.11%-321.7pp | 578.59%-565.2pp |
| Employer contribution / active EE | $7,857 | $4,897+60.5% | $3,786+107.5% | $4,876+61.1% |
| Participant deferral / active EE | $7,151 | $5,316+34.5% | $4,482+59.5% | $5,439+31.5% |
| Admin fee / account holder | $325 | $10,887-97.0% | $8,021-96.0% | $10,886-97.0% |