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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,544 | $99,345+184.4% | $84,753+233.4% | $273,972+3.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.92% | 22.93%-17.0pp | 22.78%-16.9pp | 41.46%-35.5pp |
| Employer contribution / active EE | $9,581 | $4,214+127.4% | $3,574+168.0% | $4,869+96.8% |
| Participant deferral / active EE | $10,925 | $4,270+155.9% | $3,712+194.3% | $5,287+106.6% |
| Admin fee / account holder | $9,291 | $6,645+39.8% | $5,333+74.2% | $10,133-8.3% |