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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,608 | $110,337+332.0% | $102,383+365.5% | $145,877+226.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 4.36% | 24.83%-20.5pp | 24.94%-20.6pp | 551.28%-546.9pp |
| Employer contribution / active EE | $18,196 | $4,216+331.6% | $3,870+370.2% | $4,663+290.2% |
| Participant deferral / active EE | $16,074 | $5,621+186.0% | $5,060+217.7% | $6,691+140.3% |
| Admin fee / account holder | $20,398 | $9,750+109.2% | $8,391+143.1% | $13,402+52.2% |