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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,177 | $167,362+60.2% | $143,799+86.5% | $134,532+99.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.56% | 0.47%-15.0pp | -0.04%-14.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $1,829 | $5,620-67.5% | $4,952-63.1% | $4,741-61.4% |
| Participant deferral / active EE | $5,870 | $6,447-9.0% | $5,638+4.1% | $6,401-8.3% |
| Admin fee / account holder | $1,386 | $18,094-92.3% | $14,677-90.6% | $11,429-87.9% |