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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,850 | $217,427+40.2% | $185,837+64.0% | $167,518+82.0% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.23% | 148.39%-134.2pp | 122.08%-107.8pp | 478.71%-464.5pp |
| Employer contribution / active EE | $1,758 | $5,874-70.1% | $5,168-66.0% | $4,838-63.7% |
| Participant deferral / active EE | $5,996 | $6,357-5.7% | $5,568+7.7% | $6,342-5.5% |
| Admin fee / account holder | $233,972 | $19,816+1080.7% | $16,241+1340.6% | $12,312+1800.3% |