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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,064 | $100,901+141.9% | $75,501+223.3% | $147,586+65.4% |
| Participation rate | 90.0% | 77.1%+12.9pp | 72.4%+17.6pp | 82.8%+7.2pp |
| Annual return | 11.45% | 35.78%-24.3pp | 27.35%-15.9pp | 578.59%-567.1pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,222 | $4,027-44.8% | $3,142-29.3% | $5,439-59.1% |
| Admin fee / account holder | $6,333 | $11,285-43.9% | $5,801+9.2% | $10,886-41.8% |