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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,919 | $96,956+127.9% | $69,779+216.6% | $273,972-19.4% |
| Participation rate | 76.9% | 77.1%-0.1pp | 71.8%+5.1pp | 83.0%-6.1pp |
| Annual return | 1.24% | 12.93%-11.7pp | 12.99%-11.8pp | 41.46%-40.2pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,186 | $3,744-41.6% | $2,931-25.4% | $5,287-58.6% |
| Admin fee / account holder | $84,222 | $7,934+961.5% | $4,381+1822.5% | $10,133+731.2% |