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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,037 | $110,212-29.2% | $96,534-19.2% | $139,466-44.0% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 1.42% | 26.42%-25.0pp | 25.88%-24.5pp | 373.66%-372.2pp |
| Employer contribution / active EE | $2,615 | $3,620-27.8% | $2,965-11.8% | $4,754-45.0% |
| Participant deferral / active EE | $5,147 | $5,547-7.2% | $4,851+6.1% | $6,712-23.3% |
| Admin fee / account holder | $2,187 | $11,599-81.1% | $8,253-73.5% | $11,409-80.8% |