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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,037 | $110,307-29.3% | $96,576-19.2% | $139,456-44.0% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 1.42% | 26.40%-25.0pp | 25.87%-24.4pp | 373.45%-372.0pp |
| Employer contribution / active EE | $2,615 | $3,619-27.7% | $2,965-11.8% | $4,753-45.0% |
| Participant deferral / active EE | $5,147 | $5,547-7.2% | $4,851+6.1% | $6,711-23.3% |
| Admin fee / account holder | $2,187 | $11,597-81.1% | $8,253-73.5% | $11,407-80.8% |