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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,982 | $112,131-58.1% | $95,964-51.0% | $158,982-70.4% |
| Participation rate | 95.8% | 79.0%+16.8pp | 77.1%+18.7pp | 82.0%+13.9pp |
| Annual return | 0.23% | 171.19%-171.0pp | 91.64%-91.4pp | 302.99%-302.8pp |
| Employer contribution / active EE | $1,271 | $3,199-60.3% | $2,541-50.0% | $4,763-73.3% |
| Participant deferral / active EE | $2,418 | $4,784-49.5% | $4,167-42.0% | $5,983-59.6% |
| Admin fee / account holder | $5,509 | $10,136-45.7% | $6,797-19.0% | $11,252-51.0% |