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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,369 | $110,212-22.5% | $96,534-11.6% | $139,466-38.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 15.48% | 26.42%-10.9pp | 25.88%-10.4pp | 373.66%-358.2pp |
| Employer contribution / active EE | $6,619 | $3,620+82.8% | $2,965+123.2% | $4,754+39.2% |
| Participant deferral / active EE | $3,516 | $5,547-36.6% | $4,851-27.5% | $6,712-47.6% |
| Admin fee / account holder | $8,127 | $11,599-29.9% | $8,253-1.5% | $11,409-28.8% |