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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,261 | $100,805-20.4% | $86,698-7.4% | $134,532-40.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -16.41% | 29.09%-45.5pp | 35.95%-52.4pp | 418.27%-434.7pp |
| Employer contribution / active EE | $5,831 | $3,490+67.1% | $2,837+105.6% | $4,741+23.0% |
| Participant deferral / active EE | $3,470 | $5,339-35.0% | $4,656-25.5% | $6,401-45.8% |
| Admin fee / account holder | $4,039 | $10,925-63.0% | $7,493-46.1% | $11,429-64.7% |