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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,227 | $96,562-93.6% | $80,976-92.3% | $273,965-97.7% |
| Participation rate | 75.0% | 79.1%-4.1pp | 75.8%-0.8pp | 83.0%-8.0pp |
| Annual return | 7.20% | 15.14%-7.9pp | 17.10%-9.9pp | 41.45%-34.3pp |
| Employer contribution / active EE | $0 | $4,868-100.0% | $3,714-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,281 | $6,597-65.4% | $5,696-60.0% | $5,287-56.9% |
| Admin fee / account holder | $526 | $7,493-93.0% | $5,516-90.5% | $10,132-94.8% |