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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,235 | $115,903-73.9% | $100,528-69.9% | $158,966-81.0% |
| Participation rate | 50.0% | 81.6%-31.6pp | 79.4%-29.4pp | 82.0%-32.0pp |
| Annual return | 9.85% | 34.80%-25.0pp | 30.90%-21.0pp | 302.95%-293.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,204 | $6,677-52.0% | $6,271-48.9% | $5,983-46.5% |
| Admin fee / account holder | $14,986 | $11,000+36.2% | $8,084+85.4% | $11,250+33.2% |