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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,065 | $115,796+321.5% | $101,264+382.0% | $158,950+207.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 1.09% | 56.15%-55.1pp | 46.48%-45.4pp | 302.91%-301.8pp |
| Employer contribution / active EE | $17,363 | $4,175+315.9% | $3,660+374.4% | $4,762+264.6% |
| Participant deferral / active EE | $2,430 | $4,958-51.0% | $4,370-44.4% | $5,983-59.4% |
| Admin fee / account holder | $30,820 | $7,247+325.3% | $5,947+418.3% | $11,248+174.0% |