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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,718 | $99,345+357.7% | $84,753+436.5% | $273,972+66.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.48% | 22.93%-18.4pp | 22.78%-18.3pp | 41.46%-37.0pp |
| Employer contribution / active EE | $27,983 | $4,214+564.1% | $3,574+682.9% | $4,869+474.7% |
| Participant deferral / active EE | $159 | $4,270-96.3% | $3,712-95.7% | $5,287-97.0% |
| Admin fee / account holder | $8,462 | $6,645+27.3% | $5,333+58.7% | $10,133-16.5% |