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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,758 | $107,368+368.3% | $92,915+441.1% | $152,909+228.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -3.28% | 145.64%-148.9pp | 109.45%-112.7pp | 345.46%-348.7pp |
| Employer contribution / active EE | $20,159 | $4,222+377.4% | $3,653+451.8% | $4,764+323.2% |
| Participant deferral / active EE | $1,770 | $4,848-63.5% | $4,238-58.2% | $5,851-69.7% |
| Admin fee / account holder | $10,374 | $7,082+46.5% | $5,796+79.0% | $11,601-10.6% |