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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,373 | $81,262+311.5% | $155,602+114.9% | $80,911+313.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.28% | 33.34%-23.1pp | 64.81%-54.5pp | 35.63%-25.3pp |
| Employer contribution / active EE | $6,917 | $3,102+123.0% | $4,675+48.0% | $2,756+151.0% |
| Participant deferral / active EE | $4,426 | $3,451+28.2% | $5,629-21.4% | $4,297+3.0% |
| Admin fee / account holder | $7,825 | $7,992-2.1% | $15,923-50.9% | $6,935+12.8% |