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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,577 | $77,908+347.4% | $149,696+132.9% | $75,173+363.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.79% | 31.73%-18.9pp | 134.46%-121.7pp | 160.72%-147.9pp |
| Employer contribution / active EE | $6,711 | $3,138+113.9% | $4,821+39.2% | $2,671+151.3% |
| Participant deferral / active EE | $4,785 | $3,411+40.3% | $5,682-15.8% | $4,126+16.0% |
| Admin fee / account holder | $5,970 | $5,950+0.3% | $13,212-54.8% | $5,651+5.7% |