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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,259 | $110,410-26.4% | $102,437-20.7% | $145,897-44.3% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 18.99% | 24.85%-5.9pp | 24.95%-6.0pp | 552.29%-533.3pp |
| Employer contribution / active EE | $2,350 | $4,217-44.3% | $3,871-39.3% | $4,663-49.6% |
| Participant deferral / active EE | $5,180 | $5,622-7.8% | $5,060+2.4% | $6,689-22.6% |
| Admin fee / account holder | $20 | $9,745-99.8% | $8,388-99.8% | $13,390-99.9% |