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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,213 | $106,267-46.2% | $96,520-40.7% | $139,456-59.0% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.3%-17.2pp | 80.3%-23.2pp |
| Annual return | 25.76% | 38.45%-12.7pp | 35.72%-10.0pp | 373.45%-347.7pp |
| Employer contribution / active EE | $2,336 | $4,105-43.1% | $3,739-37.5% | $4,753-50.8% |
| Participant deferral / active EE | $5,091 | $5,454-6.7% | $4,879+4.4% | $6,711-24.1% |
| Admin fee / account holder | $20 | $7,882-99.7% | $6,733-99.7% | $11,407-99.8% |