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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,708 | $80,983-65.8% | $96,544-71.3% | $75,177-63.1% |
| Participation rate | 66.7% | 71.8%-5.1pp | 76.0%-9.3pp | 67.2%-0.5pp |
| Annual return | 21.85% | 27.05%-5.2pp | 25.88%-4.0pp | 160.75%-138.9pp |
| Employer contribution / active EE | $1,168 | $2,282-48.8% | $2,966-60.6% | $2,671-56.3% |
| Participant deferral / active EE | $3,433 | $3,929-12.6% | $4,851-29.2% | $4,126-16.8% |
| Admin fee / account holder | $829 | $6,717-87.7% | $8,254-90.0% | $5,651-85.3% |