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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,054 | $86,298-40.8% | $111,308-54.1% | $85,847-40.5% |
| Participation rate | 67.9% | 73.3%-5.5pp | 77.3%-9.5pp | 69.3%-1.5pp |
| Annual return | 19.17% | 19.99%-0.8pp | 54.67%-35.5pp | 318.61%-299.4pp |
| Employer contribution / active EE | $843 | $2,044-58.7% | $2,732-69.1% | $2,565-67.1% |
| Participant deferral / active EE | $2,566 | $3,641-29.5% | $4,487-42.8% | $3,952-35.1% |
| Admin fee / account holder | $817 | $8,189-90.0% | $7,965-89.7% | $6,261-86.9% |