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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,615 | $78,423-39.3% | $95,964-50.4% | $79,856-40.4% |
| Participation rate | 64.8% | 73.5%-8.7pp | 77.1%-12.3pp | 69.6%-4.8pp |
| Annual return | 19.19% | 19.37%-0.2pp | 91.64%-72.5pp | 31.71%-12.5pp |
| Employer contribution / active EE | $674 | $1,945-65.4% | $2,541-73.5% | $2,471-72.7% |
| Participant deferral / active EE | $2,100 | $3,440-39.0% | $4,167-49.6% | $3,741-43.9% |
| Admin fee / account holder | $8,187 | $5,622+45.6% | $6,797+20.4% | $5,306+54.3% |