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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,978 | $67,602+96.7% | $82,312+61.6% | $70,126+89.6% |
| Participation rate | 79.0% | 72.8%+6.3pp | 76.9%+2.1pp | 69.5%+9.5pp |
| Annual return | 16.81% | 21.57%-4.8pp | 25.88%-9.1pp | 73.15%-56.3pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,887 | $2,987-36.8% | $3,706-49.1% | $3,332-43.4% |
| Admin fee / account holder | $690 | $4,512-84.7% | $5,608-87.7% | $4,645-85.2% |