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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,516 | $80,983+74.7% | $96,544+46.6% | $75,177+88.2% |
| Participation rate | 87.5% | 71.8%+15.7pp | 76.0%+11.5pp | 67.2%+20.3pp |
| Annual return | 17.06% | 27.05%-10.0pp | 25.88%-8.8pp | 160.75%-143.7pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,157 | $3,929+31.3% | $4,851+6.3% | $4,126+25.0% |
| Admin fee / account holder | $8,236 | $6,717+22.6% | $8,254-0.2% | $5,651+45.7% |