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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,864 | $112,729+83.5% | $98,716+109.6% | $137,256+50.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 18.58% | 38.48%-19.9pp | 31.81%-13.2pp | 220.34%-201.8pp |
| Employer contribution / active EE | $7,321 | $2,725+168.6% | $2,279+221.3% | $4,156+76.2% |
| Participant deferral / active EE | $6,350 | $4,640+36.8% | $4,048+56.9% | $6,407-0.9% |
| Admin fee / account holder | $3,485 | $10,129-65.6% | $8,703-60.0% | $12,270-71.6% |