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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,936 | $102,663+122.0% | $86,216+164.4% | $139,466+63.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 9.49% | 1924.52%-1915.0pp | 1169.42%-1159.9pp | 373.66%-364.2pp |
| Employer contribution / active EE | $13,950 | $3,035+359.7% | $2,382+485.8% | $4,754+193.4% |
| Participant deferral / active EE | $7,650 | $4,677+63.5% | $3,986+91.9% | $6,712+14.0% |
| Admin fee / account holder | $14,894 | $8,663+71.9% | $6,853+117.3% | $11,409+30.5% |