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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,945 | $95,915+130.4% | $79,580+177.6% | $134,532+64.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -9.94% | -2.71%-7.2pp | 0.15%-10.1pp | 418.27%-428.2pp |
| Employer contribution / active EE | $12,685 | $3,129+305.4% | $2,413+425.6% | $4,741+167.6% |
| Participant deferral / active EE | $10,000 | $4,693+113.1% | $3,985+150.9% | $6,401+56.2% |
| Admin fee / account holder | $1,248 | $9,132-86.3% | $6,835-81.7% | $11,429-89.1% |