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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,775 | $106,115-39.0% | $85,969-24.7% | $125,389-48.3% |
| Participation rate | 90.9% | 84.1%+6.9pp | 76.5%+14.4pp | 83.2%+7.7pp |
| Annual return | -1.37% | 13.93%-15.3pp | 9.32%-10.7pp | 282.24%-283.6pp |
| Employer contribution / active EE | $1,369 | $4,537-69.8% | $3,474-60.6% | $4,866-71.9% |
| Participant deferral / active EE | $2,284 | $4,859-53.0% | $3,829-40.4% | $5,352-57.3% |
| Admin fee / account holder | $4,875 | $8,144-40.1% | $6,053-19.5% | $9,541-48.9% |