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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,950 | $136,307-45.0% | $106,619-29.7% | $273,972-72.6% |
| Participation rate | 90.5% | 84.8%+5.7pp | 78.0%+12.5pp | 83.0%+7.5pp |
| Annual return | 7.58% | 11.05%-3.5pp | 9.42%-1.8pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,488 | $5,190-71.3% | $3,947-62.3% | $4,869-69.4% |
| Participant deferral / active EE | $2,392 | $4,969-51.9% | $3,930-39.1% | $5,287-54.8% |
| Admin fee / account holder | $5,784 | $8,625-32.9% | $6,418-9.9% | $10,133-42.9% |