Retirement plan

J.H. MAXYMILLIAN, INC. PROFIT SHARING AND 401(K) PLAN

Name: J.H. MAXYMILLIAN, INC. - J.H. MAXYMILLIAN, INC. PROFIT SHARING AND 401(K) PLAN (2025) Form 5500
Creator: J.H. MAXYMILLIAN, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, J.H. MAXYMILLIAN, INC. PROFIT SHARING AND 401(K) PLAN, J.H. MAXYMILLIAN, INC.

J.H. MAXYMILLIAN, INC.EIN 04-2458112Plan #001PY 2025

1801 EAST STREET - PITTSFIELD, MA 01201413-499-3050

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$22.3M

-1.1% from 2024

Total participants

-9.3% from 2024

Average account balance

$337,715

+10.8% from 2024

Annual return

3.48%

-15.20 pp from 2024

Benchmarks

See 2,959 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort2,959 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$22.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$338K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$562K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+3.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$25481

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.7M

$35782 / participant

Other / not subdivided$2M100.0%

% of EOY assets

7.545%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$337,715

$105,284+220.8%

$150,734+124.0%

$94,015+259.2%

Participation rate

95.7%

71.7%+24.0pp

78.4%+17.3pp

70.8%+24.9pp

Annual return

3.48%

15.67%-12.2pp

600.81%-597.3pp

17.84%-14.4pp

Employer contribution / active EE

$3,025

$3,599-15.9%

$4,918-38.5%

$2,790+8.4%

Participant deferral / active EE

$8,927

$4,274+108.9%

$5,610+59.1%

$4,249+110.1%

Admin fee / account holder

$25,481

$9,839+159.0%

$14,905+71.0%

$8,951+184.7%

J.H. MAXYMILLIAN, INC. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

J.H. MAXYMILLIAN, INC. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion