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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,596 | $70,366+192.2% | $66,674+208.4% | $138,895+48.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 24.69% | 386.41%-361.7pp | 321.24%-296.6pp | 145.39%-120.7pp |
| Employer contribution / active EE | $11,480 | $2,765+315.2% | $2,620+338.2% | $4,194+173.7% |
| Participant deferral / active EE | $8,167 | $4,374+86.7% | $4,084+100.0% | $6,396+27.7% |
| Admin fee / account holder | $6,108 | $5,262+16.1% | $5,098+19.8% | $12,562-51.4% |