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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,596 | $72,071+185.3% | $68,368+200.7% | $137,256+49.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 24.69% | 353.14%-328.5pp | 292.57%-267.9pp | 220.34%-195.6pp |
| Employer contribution / active EE | $11,480 | $2,788+311.8% | $2,649+333.4% | $4,156+176.2% |
| Participant deferral / active EE | $8,167 | $4,410+85.2% | $4,123+98.1% | $6,407+27.5% |
| Admin fee / account holder | $6,108 | $5,336+14.5% | $5,150+18.6% | $12,270-50.2% |