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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,815 | $88,778+65.4% | $81,844+79.4% | $145,884+0.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.32% | 1033.03%-1022.7pp | 778.87%-768.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $10,014 | $3,087+224.4% | $2,916+243.4% | $4,662+114.8% |
| Participant deferral / active EE | $6,955 | $4,648+49.6% | $4,323+60.9% | $6,690+4.0% |
| Admin fee / account holder | $366 | $8,430-95.7% | $7,355-95.0% | $13,392-97.3% |