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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,217 | $106,267+370.7% | $96,520+418.3% | $139,456+258.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.40% | 38.45%-35.1pp | 35.72%-32.3pp | 373.45%-370.0pp |
| Employer contribution / active EE | $16,543 | $4,105+303.0% | $3,739+342.5% | $4,753+248.1% |
| Participant deferral / active EE | $11,894 | $5,454+118.1% | $4,879+143.8% | $6,711+77.2% |
| Admin fee / account holder | $2,965 | $7,882-62.4% | $6,733-56.0% | $11,407-74.0% |