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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,095 | $134,001+241.9% | $112,258+308.1% | $134,509+240.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -37.26% | 47.15%-84.4pp | 27.47%-64.7pp | 418.13%-455.4pp |
| Employer contribution / active EE | $15,456 | $4,039+282.6% | $3,636+325.1% | $4,741+226.0% |
| Participant deferral / active EE | $11,734 | $5,291+121.8% | $4,728+148.2% | $6,400+83.3% |
| Admin fee / account holder | $2,779 | $7,491-62.9% | $6,411-56.7% | $11,427-75.7% |