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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,043 | $99,994+286.1% | $146,643+163.3% | $85,847+349.7% |
| Participation rate | 96.6% | 73.1%+23.5pp | 80.1%+16.5pp | 69.3%+27.2pp |
| Annual return | 14.98% | 18.93%-4.0pp | 22.75%-7.8pp | 318.61%-303.6pp |
| Employer contribution / active EE | $5,651 | $2,559+120.8% | $4,137+36.6% | $2,565+120.3% |
| Participant deferral / active EE | $13,989 | $4,006+249.2% | $5,506+154.1% | $3,952+254.0% |
| Admin fee / account holder | $25,898 | $7,703+236.2% | $10,280+151.9% | $6,261+313.7% |