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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,428 | $81,870+231.5% | $119,622+126.9% | $68,486+296.3% |
| Participation rate | 96.9% | 71.9%+25.0pp | 79.3%+17.6pp | 67.9%+29.0pp |
| Annual return | -18.18% | -23.82%+5.6pp | -14.98%-3.2pp | -7.85%-10.3pp |
| Employer contribution / active EE | $6,228 | $2,692+131.4% | $4,232+47.2% | $2,597+139.8% |
| Participant deferral / active EE | $14,463 | $4,148+248.7% | $5,601+158.3% | $4,028+259.1% |
| Admin fee / account holder | $28,502 | $6,583+333.0% | $10,328+176.0% | $5,404+427.4% |