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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,933 | $182,442+22.7% | $163,379+37.1% | $138,895+61.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 14.45% | 72.74%-58.3pp | 63.41%-49.0pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,474 | $4,159-64.6% | $3,752-60.7% | $4,194-64.9% |
| Participant deferral / active EE | $6,510 | $6,817-4.5% | $6,282+3.6% | $6,396+1.8% |
| Admin fee / account holder | $3,935 | $10,396-62.1% | $9,818-59.9% | $12,562-68.7% |