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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,620 | $211,105-12.5% | $178,449+3.5% | $145,978+26.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.87% | 30.19%-16.3pp | 27.09%-13.2pp | 550.52%-536.6pp |
| Employer contribution / active EE | $1,494 | $4,569-67.3% | $3,951-62.2% | $4,662-68.0% |
| Participant deferral / active EE | $6,460 | $6,959-7.2% | $6,277+2.9% | $6,690-3.4% |
| Admin fee / account holder | $6,355 | $12,017-47.1% | $10,362-38.7% | $13,400-52.6% |