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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,174 | $85,766+283.8% | $136,298+141.5% | $70,126+369.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.58% | 31.46%-17.9pp | 5156.27%-5142.7pp | 73.15%-59.6pp |
| Employer contribution / active EE | $4,667 | $2,966+57.3% | $4,696-0.6% | $2,343+99.2% |
| Participant deferral / active EE | $11,466 | $5,051+127.0% | $6,247+83.5% | $3,332+244.1% |
| Admin fee / account holder | $43,970 | $5,421+711.1% | $9,244+375.7% | $4,645+846.5% |