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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,460 | $98,776+447.2% | $149,745+260.9% | $79,856+576.8% |
| Participation rate | 94.7% | 75.8%+18.9pp | 82.5%+12.3pp | 69.6%+25.1pp |
| Annual return | 14.95% | 27.38%-12.4pp | 276.72%-261.8pp | 31.71%-16.8pp |
| Employer contribution / active EE | $7,633 | $3,217+137.2% | $4,646+64.3% | $2,471+208.9% |
| Participant deferral / active EE | $13,582 | $5,681+139.1% | $6,843+98.5% | $3,741+263.1% |
| Admin fee / account holder | $37,409 | $6,053+518.1% | $9,312+301.7% | $5,306+605.0% |