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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,480 | $98,760+653.8% | $149,715+397.3% | $79,858+832.3% |
| Participation rate | 96.0% | 75.8%+20.2pp | 82.5%+13.5pp | 69.6%+26.4pp |
| Annual return | 14.64% | 27.43%-12.8pp | 276.66%-262.0pp | 31.72%-17.1pp |
| Employer contribution / active EE | $14,563 | $3,217+352.7% | $4,645+213.5% | $2,471+489.4% |
| Participant deferral / active EE | $16,606 | $5,681+192.3% | $6,842+142.7% | $3,740+344.0% |
| Admin fee / account holder | $29,411 | $6,053+385.9% | $9,310+215.9% | $5,306+454.3% |