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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $579,267 | $138,075+319.5% | $123,552+368.8% | $135,379+327.9% |
| Participation rate | 95.7% | 84.7%+10.9pp | 82.3%+13.4pp | 82.6%+13.0pp |
| Annual return | -5.59% | 153.70%-159.3pp | 119.20%-124.8pp | 519.79%-525.4pp |
| Employer contribution / active EE | $13,278 | $5,152+157.7% | $4,628+186.9% | $4,779+177.8% |
| Participant deferral / active EE | $18,229 | $6,800+168.1% | $6,426+183.7% | $5,609+225.0% |
| Admin fee / account holder | $29,027 | $10,917+165.9% | $9,285+212.6% | $10,828+168.1% |