Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
COMMONEWEALTH FINANCIAL NETWORK3+ years Service code 26 · EIN 04-2675571 ATTN ADVISORY FEES COMPENSATON · WALTHAM, MA 024533483 | Advisory (Participants) | $25,762 |
NATIONWIDE3+ years Filed as: NATIONWIDE TRUST COMPANY, FSB Service code 15 · EIN 04-3275255 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $19,421 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,364 | $64,909+28.4% | $82,312+1.3% | $62,293+33.8% |
| Participation rate | 49.6% | 74.9%-25.3pp | 76.9%-27.3pp | 69.5%-19.9pp |
| Annual return | 16.43% | 21.18%-4.8pp | 25.88%-9.5pp | 28.90%-12.5pp |
| Employer contribution / active EE | $291 | $1,676-82.7% | $2,428-88.0% | $2,042-85.8% |
| Participant deferral / active EE | $2,104 | $3,103-32.2% | $3,706-43.2% | $3,169-33.6% |
| Admin fee / account holder | $703 | $440+59.9% | $5,608-87.5% | $479+46.7% |