Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
COMMONEWEALTH FINANCIAL NETWORK2+ years Service code 26 · EIN 04-2675571 ATTN ADVISORY FEES COMPENSATON · WALTHAM, MA 024533483 | Advisory (Participants) | $20,842 |
NATIONWIDE2+ years Filed as: NATIONWIDE TRUST COMPANY, FSB Service code 15 · EIN 04-3275255 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215 | Recordkeeping | $16,890 |
Service code 13 · EIN 27-5308326 6580 MAIN STREET · STRATFORD, CT 06614 | Contract Administrator | $7,378 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,339 | $60,165+18.6% | $74,184-3.8% | $55,167+29.3% |
| Participation rate | 50.4% | 74.2%-23.8pp | 76.6%-26.3pp | 69.0%-18.6pp |
| Annual return | 11.44% | 10.00%+1.4pp | 17.74%-6.3pp | 169.23%-157.8pp |
| Employer contribution / active EE | $255 | $1,600-84.1% | $2,370-89.2% | $1,963-87.0% |
| Participant deferral / active EE | $2,059 | $2,973-30.7% | $3,550-42.0% | $3,054-32.6% |
| Admin fee / account holder | $648 | $419+54.5% | $5,586-88.4% | $504+28.5% |