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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,680 | $86,922+106.7% | $102,438+75.4% | $80,874+122.2% |
| Participation rate | 84.3% | 72.4%+11.9pp | 76.5%+7.8pp | 67.6%+16.7pp |
| Annual return | 17.36% | 18.90%-1.5pp | 29.37%-12.0pp | 35.62%-18.3pp |
| Employer contribution / active EE | $41 | $2,369-98.3% | $3,024-98.7% | $2,756-98.5% |
| Participant deferral / active EE | $8,687 | $4,119+110.9% | $5,054+71.9% | $4,297+102.2% |
| Admin fee / account holder | $17,894 | $8,050+122.3% | $9,448+89.4% | $6,935+158.0% |